Frequently Asked Questions and Answers

Building for your future

Below are freqently asked questions.  Simply click on the question to reveal the answer.  If you don't see the answer to a question that you have, feel to to contact us or submit your question here and we will get back to you with the answer.

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What are the hours of operation for UMAFS?

UMAFS is open Monday through Friday from 8:30 a.m. to 5:00 p.m. MST.


Office Closures/Holidays 2016

January 1st – New Year’s Day

January 18th - Martin Luther King Jr. Day

February 15th - President’s Day

March 25th - Good Friday

May 30th - Memorial Day

July 4th - Independence Day

July 25th - Pioneer Day

September 5th - Labor Day

November 23rd - Close at 2:00 p.m.

November 24th - 25th- Thanksgiving

December 23rd - Close at 2:00 p.m.

December 26th - Christmas

December 30th – Close at 2:00 p.m.

What if I don't have any money for you to work with?

One of the reasons we're here is to provide no-cost counseling.  We can help you with debt reduction, budgeting or anything else financial that's on your mind.  It may start slowly, but we can help you chart a course to financial freedom and wealth accumulation.

Why should I think about retirement now?

Good habits start early.  Let us help you form them by educating you on the options that are available and how they can benefit you.

Do I really need life, disability or long-term care insurance?

A sudden death, disability or long-term care event can jeopardize a well-designed financial plan unless appropriate insurance policies are in place to mitigate those risks.